Wahi’s Roadmap to Housing Affordability Wahi’s Roadmap to Housing Affordability Ontario Edition We crunched the numbers to show you where you can afford homes around Ontario.Select your household income to see how places to live in Ontario rank in terms of affordability. We crunched the numbers to show you where you can afford homes around Ontario. Select your household income to see how places to live in Ontario rank in terms of affordability. Select your household income $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 Your Affordability at a Glance Based on your income — and assuming a 20% downpayment, five-year fixed-rate mortgage, and a 25-year loan — here’s where you can afford to buy a home in Ontario. Your Household Income – Max. Affordable Home Price – Max. Monthly Mortgage Payment – Interest Rate 5.25% Down Payment 20% Amortization Period 25 Years Ontario Areas You Can Afford Area Division Median Sold Price 2023 Min Income Required Deep River Renfrew $ 322,250 $75,000 Chatham Kent Chatham Kent $ 332,500 $100,000 Hawkesbury Prescott and Russell $ 335,000 $100,000 Laurentian Valley Renfrew $ 340,000 $100,000 West Nipissing Nipissing $ 375,000 $100,000 Powassan Parry Sound $ 380,000 $100,000 Whitewater Region Renfrew $ 398,000 $100,000 North Bay Nipissing $ 401,950 $100,000 North Glengarry Stormont Dundas and Glengarry $ 405,000 $100,000 North Frontenac Frontenac $ 406,000 $100,000 Smiths Falls Lanark $ 409,950 $100,000 Bonfield Nipissing $ 410,000 $100,000 South Dundas Stormont Dundas and Glengarry $ 418,000 $100,000 South Stormont Stormont Dundas and Glengarry $ 420,000 $100,000 West Elgin Elgin $ 429,900 $100,000 South Huron Huron $ 429,900 $100,000 Magnetawan Parry Sound $ 430,000 $100,000 Arran Elderslie Bruce $ 430,000 $100,000 Brockville Leeds and Grenville $ 431,750 $100,000 Addington Highlands Lennox and Addington $ 437,000 $125,000 Owen Sound Grey $ 439,000 $125,000 Alfred and Plantagenet Prescott and Russell $ 447,500 $125,000 Highlands East Haliburton $ 456,200 $125,000 Elizabethtown Kitley Leeds and Grenville $ 465,000 $125,000 Augusta Leeds and Grenville $ 465,000 $125,000 Greater Sudbury Sudbury $ 470,000 $125,000 Champlain Prescott and Russell $ 470,000 $125,000 Armour Parry Sound $ 473,750 $125,000 Huron East Huron $ 474,950 $125,000 Central Frontenac Frontenac $ 477,000 $125,000 Tweed Hastings $ 480,000 $125,000 South Glengarry Stormont Dundas and Glengarry $ 480,000 $125,000 Southwest Middlesex Middlesex $ 480,250 $125,000 Marmora and Lake Hastings $ 485,000 $125,000 North Huron Huron $ 486,250 $125,000 Petawawa Renfrew $ 490,000 $125,000 Madawaska Valley Renfrew $ 494,000 $125,000 Greater Napanee Lennox and Addington $ 494,000 $125,000 Port Colborne Niagara $ 499,900 $125,000 Bells Corners Ottawa $ 499,950 $125,000 Bancroft Hastings $ 499,950 $125,000 Windsor Parry Sound $ 500,000 $125,000 Cornwall Essex $ 500,000 $125,000 McDougall Stormont Dundas and Glengarry $ 500,000 $125,000 Arnprior Renfrew $ 502,450 $125,000 Perth Lanark $ 505,000 $125,000 West Perth Perth $ 520,000 $125,000 Hanover Grey $ 520,000 $125,000 Goderich Huron $ 525,000 $125,000 Dutton Dunwich Elgin $ 525,000 $125,000 The Nation Prescott and Russell $ 528,500 $125,000 Quinte West Hastings $ 535,000 $125,000 Central Huron Huron $ 535,500 $125,000 Stirling Rawdon Hastings $ 539,900 $125,000 Clarence Rockland Prescott and Russell $ 540,000 $125,000 Rideau Lakes Leeds and Grenville $ 542,500 $125,000 Leeds and the Thousand Islands Leeds and Grenville $ 544,900 $150,000 Trent Hills Northumberland $ 547,500 $150,000 Belleville Hastings $ 550,000 $150,000 St Thomas Elgin $ 557,000 $150,000 Brockton Bruce $ 557,500 $150,000 North Dundas Stormont Dundas and Glengarry $ 557,550 $150,000 Bayridge Frontenac $ 558,750 $150,000 Vanier Ottawa $ 564,000 $150,000 Callander Parry Sound $ 565,000 $150,000 Carleton Place Lanark $ 566,546 $150,000 Havelock Belmont Methuen Peterborough $ 567,500 $150,000 Lanark Highlands Lanark $ 568,000 $150,000 Ashfield Colborne Wawanosh Huron $ 569,000 $150,000 Centre Hastings Hastings $ 570,000 $150,000 Lucan Biddulph Middlesex $ 572,500 $150,000 Loyalist Lennox and Addington $ 575,000 $150,000 Hastings Highlands Hastings $ 575,000 $150,000 South Bruce Peninsula Bruce $ 578,075 $150,000 Northern Bruce Peninsula Bruce $ 580,000 $150,000 Midland Simcoe $ 580,000 $150,000 Fort Erie Niagara $ 580,000 $150,000 Malahide Elgin $ 582,818 $150,000 Wellington North Wellington $ 585,000 $150,000 St Marys Perth $ 585,000 $150,000 Tay Simcoe $ 598,500 $150,000 Welland Niagara $ 600,000 $150,000 St Catharines Niagara $ 600,000 $150,000 North Middlesex Middlesex $ 600,000 $150,000 Kingston Frontenac $ 600,000 $150,000 Ingersoll Oxford $ 600,000 $150,000 West Grey Grey $ 605,000 $150,000 Minto Wellington $ 605,000 $150,000 Tillsonburg Oxford $ 610,000 $150,000 Norfolk County Norfolk $ 610,000 $150,000 London Middlesex $ 610,000 $150,000 Stone Mills Lennox and Addington $ 615,000 $150,000 Peterborough Peterborough $ 615,000 $150,000 Stratford Perth $ 620,000 $150,000 Otonabee South Monaghan Peterborough $ 620,000 $150,000 Orleans Ottawa $ 620,000 $150,000 Orillia Simcoe $ 620,000 $150,000 Asphodel Norwood Peterborough $ 620,000 $150,000 Russell Prescott and Russell $ 625,000 $150,000 Cramahe Northumberland $ 625,000 $150,000 Minden Hills Haliburton $ 627,000 $150,000 Woodstock Oxford $ 630,000 $150,000 Laurentian Hills Renfrew $ 630,000 $150,000 Kincardine Bruce $ 631,500 $150,000 Strathroy Caradoc Middlesex $ 632,500 $150,000 South Frontenac Frontenac $ 635,000 $150,000 Ottawa Ottawa $ 635,000 $150,000 Niagara Falls Niagara $ 635,000 $150,000 Penetanguishene Simcoe $ 637,500 $150,000 Lambton Shores Lambton $ 640,000 $150,000 Bluewater Huron $ 640,000 $150,000 Barrhaven Ottawa $ 641,500 $150,000 Mississippi Mills Lanark $ 644,950 $150,000 Tyendinaga Hastings $ 645,000 $150,000 Tay Valley Lanark $ 645,000 $150,000 Brighton Northumberland $ 645,000 $150,000 North Grenville Leeds and Grenville $ 649,950 $150,000 North Perth Perth $ 650,000 $150,000 Grantham Niagara $ 650,000 $175,000 Brantford Brant $ 650,000 $175,000 Southgate Grey $ 659,250 $175,000 Thorold Niagara $ 660,000 $175,000 Huron Kinloss Bruce $ 664,750 $175,000 Georgian Bluffs Grey $ 675,000 $175,000 Cobourg Northumberland $ 675,000 $175,000 Chatsworth Grey $ 675,000 $175,000 Algonquin Highlands Haliburton $ 675,000 $175,000 Zorra Oxford $ 677,500 $175,000 Saugeen Shores Bruce $ 679,900 $175,000 Thunder Bay Thunder Bay $ 680,000 $175,000 Hamilton Hamilton $ 680,000 $175,000 Kanata Ottawa $ 681,000 $175,000 Drummond North Elmsley Lanark $ 682,250 $175,000 Bracebridge Muskoka $ 682,500 $175,000 Ramara Simcoe $ 685,000 $175,000 Perth East Perth $ 685,000 $175,000 Howick Huron $ 685,000 $175,000 Bayham Elgin $ 685,000 $175,000 Norwich Oxford $ 690,000 $175,000 Brock Bruce $ 692,000 $175,000 Wasaga Beach Simcoe $ 695,000 $175,000 Gravenhurst Muskoka $ 695,000 $175,000 Huntsville Muskoka $ 696,000 $175,000 Southwold Elgin $ 696,250 $175,000 Severn Simcoe $ 699,000 $175,000 Kitchener Waterloo $ 701,000 $175,000 East Ferris Nipissing $ 705,100 $175,000 Lincoln Niagara $ 705,250 $175,000 Haldimand County Haldimand $ 713,000 $175,000 Central Elgin Elgin $ 715,000 $175,000 Grey Highlands Grey $ 722,500 $175,000 Selwyn Peterborough $ 725,000 $175,000 Essa Simcoe $ 730,000 $175,000 Beamsville Niagara $ 730,000 $175,000 Barrie Simcoe $ 734,450 $175,000 Cambridge Waterloo $ 734,889 $175,000 Port Hope Northumberland $ 738,650 $175,000 Douro Dummer Peterborough $ 740,000 $175,000 Meaford Grey $ 741,000 $175,000 Waterloo Waterloo $ 741,500 $175,000 South West Oxford Oxford $ 745,000 $175,000 East Zorra Tavistock Oxford $ 745,000 $200,000 Shelburne Dufferin $ 762,500 $200,000 Cavan Monaghan Peterborough $ 767,500 $200,000 Wainfleet Niagara $ 768,500 $200,000 West Lincoln Niagara $ 771,000 $200,000 Guelph Wellington $ 775,000 $200,000 Collingwood Simcoe $ 775,000 $200,000 Alnwick Haldimand Northumberland $ 779,500 $200,000 Grimsby Niagara $ 780,000 $200,000 Centre Wellington Wellington $ 780,000 $200,000 Dysart et al Haliburton $ 781,260 $200,000 Old Toronto Toronto $ 785,000 $200,000 Orangeville Dufferin $ 790,000 $200,000 Fonthill Niagara $ 790,000 $200,000 Tiny Simcoe $ 790,500 $200,000 Blandford Blenheim Oxford $ 794,000 $200,000 Mapleton Wellington $ 800,000 $200,000 Beckwith Lanark $ 804,000 $200,000 Forest Heights Waterloo $ 805,350 $200,000 Bridgeport Waterloo $ 810,000 $200,000 Oshawa Durham $ 810,750 $200,000 New Tecumseth Simcoe $ 815,000 $200,000 Dundas Hamilton $ 820,000 $200,000 Stoney Creek Hamilton $ 821,000 $200,000 Glanbrook Hamilton $ 822,000 $200,000 Wilmot Waterloo $ 828,844 $200,000 Grand Valley Dufferin $ 834,250 $200,000 Seguin Parry Sound $ 836,000 $200,000 Georgian Bay Muskoka $ 837,000 $200,000 North York Toronto $ 840,000 $200,000 Innisfil Simcoe $ 842,000 $200,000 Clarington Durham $ 842,000 $200,000 North Kawartha Peterborough $ 849,900 $200,000 Etobicoke Toronto $ 850,000 $200,000 Thames Centre Middlesex $ 854,950 $200,000 Georgina York $ 855,000 $200,000 LaSalle Essex $ 855,750 $200,000 Madoc Hastings $ 858,000 $200,000 Wellesley Waterloo $ 860,000 $200,000 Trent Lakes Peterborough $ 860,000 $225,000 Woolwich Waterloo $ 870,000 $225,000 Clearview Simcoe $ 879,000 $225,000 Middlesex Centre Middlesex $ 885,000 $225,000 Pelham Niagara $ 889,000 $225,000 Scugog Durham $ 892,500 $225,000 Hamilton Township Northumberland $ 899,900 $225,000 Scarborough Toronto $ 905,000 $225,000 The Blue Mountains Grey $ 915,000 $225,000 Lake of Bays Muskoka $ 919,950 $225,000 Whitestone Parry Sound $ 925,000 $225,000 North Dumfries Waterloo $ 925,000 $225,000 Grand River Waterloo $ 926,500 $225,000 Pickering Durham $ 955,000 $225,000 Mississauga Peel $ 955,000 $225,000 Burlington Durham $ 980,000 $225,000 Ajax Halton $ 980,000 $225,000 Flamborough Hamilton $ 985,000 $225,000 York Toronto $ 987,100 $250,000 Whitby Durham $ 995,000 $250,000 Halton Hills Halton $ 1,000,000 $250,000 Ancaster Hamilton $ 1,005,000 $250,000 Brampton Peel $ 1,015,000 $250,000 Doon Waterloo $ 1,025,000 $250,000 Niagara on the Lake Niagara $ 1,030,000 $250,000 Milton Wellington $ 1,030,000 $250,000 Guelph Eramosa Halton $ 1,030,000 $250,000 Springwater Simcoe $ 1,071,500 $250,000 Bradford West Gwillimbury Simcoe $ 1,100,000 $275,000 Uxbridge Durham $ 1,130,000 $275,000 Newmarket York $ 1,165,000 $275,000 Erin Wellington $ 1,210,000 $300,000 East York Toronto $ 1,230,389 $300,000 Caledon Peel $ 1,250,000 $300,000 Whitchurch Stouffville York $ 1,255,000 $300,000 Vaughan York $ 1,276,000 $300,000 Mono Dufferin $ 1,294,500 $300,000 Aurora York $ 1,300,000 $300,000 East Gwillimbury York $ 1,304,000 $300,000 Richmond Hill York $ 1,311,000 $325,000 Markham York $ 1,338,800 $325,000 Puslinch Wellington $ 1,379,097 $325,000 Oakville Halton $ 1,385,000 $325,000 Muskoka Lakes Muskoka $ 1,425,000 $350,000 King York $1,785,888 $425,000 Ontario’s Most Affordable Area Ranking We’ve ranked every area in the province from lowest to highest median home prices from Q1 2023 and Q1 2022 Area Division Median Sold Price 2023 Min Income Required Max Mortgage Monthly Payment Deep River Renfrew $322,250 $75,000 $1,563 Chatham Kent Chatham Kent $332,500 $100,000 $2,083 Hawkesbury Prescott and Russell $335,000 $100,000 $2,083 Laurentian Valley Renfrew $340,000 $100,000 $2,083 West Nipissing Nipissing $375,000 $100,000 $2,083 Powassan Parry Sound $380,000 $100,000 $2,083 Whitewater Region Renfrew $398,000 $100,000 $2,083 North Bay Nipissing $401,950 $100,000 $2,083 North Glengarry Stormont Dundas and Glengarry $405,000 $100,000 $2,083 North Frontenac Frontenac $406,000 $100,000 $2,083 Smiths Falls Lanark $409,950 $100,000 $2,083 Bonfield Nipissing $410,000 $100,000 $2,083 South Dundas Stormont Dundas and Glengarry $418,000 $100,000 $2,083 South Stormont Stormont Dundas and Glengarry $420,000 $100,000 $2,083 West Elgin Elgin $429,900 $100,000 $2,083 South Huron Huron $429,900 $100,000 $2,083 Magnetawan Parry Sound $430,000 $100,000 $2,083 Arran Elderslie Bruce $430,000 $100,000 $2,083 Brockville Leeds and Grenville $431,750 $100,000 $2,083 Addington Highlands Lennox and Addington $437,000 $125,000 $2,604 Owen Sound Grey $439,000 $125,000 $2,604 Alfred and Plantagenet Prescott and Russell $447,500 $125,000 $2,604 Highlands East Haliburton $456,200 $125,000 $2,604 Elizabethtown Kitley Leeds and Grenville $465,000 $125,000 $2,604 Augusta Leeds and Grenville $465,000 $125,000 $2,604 Greater Sudbury Sudbury $470,000 $125,000 $2,604 Champlain Prescott and Russell $470,000 $125,000 $2,604 Armour Parry Sound $473,750 $125,000 $2,604 Huron East Huron $474,950 $125,000 $2,604 Central Frontenac Frontenac $477,000 $125,000 $2,604 Tweed Hastings $480,000 $125,000 $2,604 South Glengarry Stormont Dundas and Glengarry $480,000 $125,000 $2,604 Southwest Middlesex Middlesex $480,250 $125,000 $2,604 Marmora and Lake Hastings $485,000 $125,000 $2,604 North Huron Huron $486,250 $125,000 $2,604 Petawawa Renfrew $490,000 $125,000 $2,604 Madawaska Valley Renfrew $494,000 $125,000 $2,604 Greater Napanee Lennox and Addington $494,000 $125,000 $2,604 Port Colborne Niagara $499,900 $125,000 $2,604 Bells Corners Ottawa $499,950 $125,000 $2,604 Bancroft Hastings $499,950 $125,000 $2,604 Windsor Essex $500,000 $125,000 $2,604 Cornwall Stormont Dundas and Glengarry $500,000 $125,000 $2,604 McDougall Parry Sound $500,000 $125,000 $2,604 Arnprior Renfrew $502,450 $125,000 $2,604 Perth Lanark $505,000 $125,000 $2,604 West Perth Perth $520,000 $125,000 $2,604 Hanover Grey $520,000 $125,000 $2,604 Goderich Huron $525,000 $125,000 $2,604 Dutton Dunwich Elgin $525,000 $125,000 $2,604 The Nation Prescott and Russell $528,500 $125,000 $2,604 Quinte West Hastings $535,000 $125,000 $2,604 Central Huron Huron $535,500 $125,000 $2,604 Stirling Rawdon Hastings $539,900 $125,000 $2,604 Clarence Rockland Prescott and Russell $540,000 $125,000 $2,604 Rideau Lakes Leeds and Grenville $542,500 $125,000 $2,604 Leeds and the Thousand Islands Leeds and Grenville $544,900 $150,000 $3,125 Trent Hills Northumberland $547,500 $150,000 $3,125 Belleville Hastings $550,000 $150,000 $3,125 St Thomas Elgin $557,000 $150,000 $3,125 Brockton Bruce $557,500 $150,000 $3,125 North Dundas Stormont Dundas and Glengarry $557,550 $150,000 $3,125 Bayridge Frontenac $558,750 $150,000 $3,125 Vanier Ottawa $564,000 $150,000 $3,125 Callander Parry Sound $565,000 $150,000 $3,125 Carleton Place Lanark $566,546 $150,000 $3,125 Havelock Belmont Methuen Peterborough $567,500 $150,000 $3,125 Lanark Highlands Lanark $568,000 $150,000 $3,125 Ashfield Colborne Wawanosh Huron $569,000 $150,000 $3,125 Centre Hastings Hastings $570,000 $150,000 $3,125 Lucan Biddulph Middlesex $572,500 $150,000 $3,125 Loyalist Lennox and Addington $575,000 $150,000 $3,125 Hastings Highlands Hastings $575,000 $150,000 $3,125 South Bruce Peninsula Bruce $578,075 $150,000 $3,125 Northern Bruce Peninsula Bruce $580,000 $150,000 $3,125 Midland Simcoe $580,000 $150,000 $3,125 Fort Erie Niagara $580,000 $150,000 $3,125 Malahide Elgin $582,818 $150,000 $3,125 Wellington North Wellington $585,000 $150,000 $3,125 St Marys Perth $585,000 $150,000 $3,125 Tay Simcoe $598,500 $150,000 $3,125 Welland Niagara $600,000 $150,000 $3,125 St Catharines Niagara $600,000 $150,000 $3,125 North Middlesex Middlesex $600,000 $150,000 $3,125 Kingston Frontenac $600,000 $150,000 $3,125 Ingersoll Oxford $600,000 $150,000 $3,125 West Grey Grey $605,000 $150,000 $3,125 Minto Wellington $605,000 $150,000 $3,125 Tillsonburg Oxford $610,000 $150,000 $3,125 Norfolk County Norfolk $610,000 $150,000 $3,125 London Middlesex $610,000 $150,000 $3,125 Stone Mills Lennox and Addington $615,000 $150,000 $3,125 Peterborough Peterborough $615,000 $150,000 $3,125 Stratford Perth $620,000 $150,000 $3,125 Otonabee South Monaghan Peterborough $620,000 $150,000 $3,125 Orleans Ottawa $620,000 $150,000 $3,125 Orillia Simcoe $620,000 $150,000 $3,125 Asphodel Norwood Peterborough $620,000 $150,000 $3,125 Russell Prescott and Russell $625,000 $150,000 $3,125 Cramahe Northumberland $625,000 $150,000 $3,125 Minden Hills Haliburton $627,000 $150,000 $3,125 Woodstock Oxford $630,000 $150,000 $3,125 Laurentian Hills Renfrew $630,000 $150,000 $3,125 Kincardine Bruce $631,500 $150,000 $3,125 Strathroy Caradoc Middlesex $632,500 $150,000 $3,125 South Frontenac Frontenac $635,000 $150,000 $3,125 Ottawa Ottawa $635,000 $150,000 $3,125 Niagara Falls Niagara $635,000 $150,000 $3,125 Penetanguishene Simcoe $637,500 $150,000 $3,125 Lambton Shores Lambton $640,000 $150,000 $3,125 Bluewater Huron $640,000 $150,000 $3,125 Barrhaven Ottawa $641,500 $150,000 $3,125 Mississippi Mills Lanark $644,950 $150,000 $3,125 Tyendinaga Hastings $645,000 $150,000 $3,125 Tay Valley Lanark $645,000 $150,000 $3,125 Brighton Northumberland $645,000 $150,000 $3,125 North Grenville Leeds and Grenville $649,950 $150,000 $3,125 North Perth Perth $650,000 $150,000 $3,125 Grantham Niagara $650,000 $175,000 $3,646 Brantford Brant $650,000 $175,000 $3,646 Southgate Grey $659,250 $175,000 $3,646 Thorold Niagara $660,000 $175,000 $3,646 Huron Kinloss Bruce $664,750 $175,000 $3,646 Georgian Bluffs Grey $675,000 $175,000 $3,646 Cobourg Northumberland $675,000 $175,000 $3,646 Chatsworth Grey $675,000 $175,000 $3,646 Algonquin Highlands Haliburton $675,000 $175,000 $3,646 Zorra Oxford $677,500 $175,000 $3,646 Saugeen Shores Bruce $679,900 $175,000 $3,646 Thunder Bay Thunder Bay $680,000 $175,000 $3,646 Hamilton Hamilton $680,000 $175,000 $3,646 Kanata Ottawa $681,000 $175,000 $3,646 Drummond North Elmsley Lanark $682,250 $175,000 $3,646 Bracebridge Muskoka $682,500 $175,000 $3,646 Ramara Simcoe $685,000 $175,000 $3,646 Perth East Perth $685,000 $175,000 $3,646 Howick Huron $685,000 $175,000 $3,646 Bayham Elgin $685,000 $175,000 $3,646 Norwich Oxford $690,000 $175,000 $3,646 Brock Bruce $692,000 $175,000 $3,646 Wasaga Beach Simcoe $695,000 $175,000 $3,646 Gravenhurst Muskoka $695,000 $175,000 $3,646 Huntsville Muskoka $696,000 $175,000 $3,646 Southwold Elgin $696,250 $175,000 $3,646 Severn Simcoe $699,000 $175,000 $3,646 Kitchener Waterloo $701,000 $175,000 $3,646 East Ferris Nipissing $705,100 $175,000 $3,646 Lincoln Niagara $705,250 $175,000 $3,646 Haldimand County Haldimand $713,000 $175,000 $3,646 Central Elgin Elgin $715,000 $175,000 $3,646 Grey Highlands Grey $722,500 $175,000 $3,646 Selwyn Peterborough $725,000 $175,000 $3,646 Essa Simcoe $730,000 $175,000 $3,646 Beamsville Niagara $730,000 $175,000 $3,646 Barrie Simcoe $734,450 $175,000 $3,646 Cambridge Waterloo $734,889 $175,000 $3,646 Port Hope Northumberland $738,650 $175,000 $3,646 Douro Dummer Peterborough $740,000 $175,000 $3,646 Meaford Grey $741,000 $175,000 $3,646 Waterloo Waterloo $741,500 $175,000 $3,646 South West Oxford Oxford $745,000 $175,000 $3,646 East Zorra Tavistock Oxford $745,000 $200,000 $4,167 Shelburne Dufferin $762,500 $200,000 $4,167 Cavan Monaghan Peterborough $767,500 $200,000 $4,167 Wainfleet Niagara $768,500 $200,000 $4,167 West Lincoln Niagara $771,000 $200,000 $4,167 Guelph Wellington $775,000 $200,000 $4,167 Collingwood Simcoe $775,000 $200,000 $4,167 Alnwick Haldimand Northumberland $779,500 $200,000 $4,167 Grimsby Niagara $780,000 $200,000 $4,167 Centre Wellington Wellington $780,000 $200,000 $4,167 Dysart et al Haliburton $781,260 $200,000 $4,167 Old Toronto Toronto $785,000 $200,000 $4,167 Orangeville Dufferin $790,000 $200,000 $4,167 Fonthill Niagara $790,000 $200,000 $4,167 Tiny Simcoe $790,500 $200,000 $4,167 Blandford Blenheim Oxford $794,000 $200,000 $4,167 Mapleton Wellington $800,000 $200,000 $4,167 Beckwith Lanark $804,000 $200,000 $4,167 Forest Heights Waterloo $805,350 $200,000 $4,167 Bridgeport Waterloo $810,000 $200,000 $4,167 Oshawa Durham $810,750 $200,000 $4,167 New Tecumseth Simcoe $815,000 $200,000 $4,167 Dundas Hamilton $820,000 $200,000 $4,167 Stoney Creek Hamilton $821,000 $200,000 $4,167 Glanbrook Hamilton $822,000 $200,000 $4,167 Wilmot Waterloo $828,844 $200,000 $4,167 Grand Valley Dufferin $834,250 $200,000 $4,167 Seguin Parry Sound $836,000 $200,000 $4,167 Georgian Bay Muskoka $837,000 $200,000 $4,167 North York Toronto $840,000 $200,000 $4,167 Innisfil Simcoe $842,000 $200,000 $4,167 Clarington Durham $842,000 $200,000 $4,167 North Kawartha Peterborough $849,900 $200,000 $4,167 Etobicoke Toronto $850,000 $200,000 $4,167 Thames Centre Middlesex $854,950 $200,000 $4,167 Georgina York $855,000 $200,000 $4,167 LaSalle Essex $855,750 $200,000 $4,167 Madoc Hastings $858,000 $200,000 $4,167 Wellesley Waterloo $860,000 $200,000 $4,167 Trent Lakes Peterborough $860,000 $225,000 $4,688 Woolwich Waterloo $870,000 $225,000 $4,688 Clearview Simcoe $879,000 $225,000 $4,688 Middlesex Centre Middlesex $885,000 $225,000 $4,688 Pelham Niagara $889,000 $225,000 $4,688 Scugog Durham $892,500 $225,000 $4,688 Hamilton Township Northumberland $899,900 $225,000 $4,688 Scarborough Toronto $905,000 $225,000 $4,688 The Blue Mountains Grey $915,000 $225,000 $4,688 Lake of Bays Muskoka $919,950 $225,000 $4,688 Whitestone Parry Sound $925,000 $225,000 $4,688 North Dumfries Waterloo $925,000 $225,000 $4,688 Grand River Waterloo $926,500 $225,000 $4,688 Pickering Durham $955,000 $225,000 $4,688 Mississauga Halton $980,000 $225,000 $5,208 Burlington Durham $980,000 $225,000 $5,208 Ajax Hamilton $985,000 $225,000 $5,208 Flamborough Toronto $987,100 $225,000 $5,208 York Peel $955,000 $250,000 $5,208 Whitby Durham $995,000 $250,000 $5,208 Halton Hills Halton $1,000,000 $250,000 $5,208 Ancaster Hamilton $1,005,000 $250,000 $5,208 Brampton Peel $1,015,000 $250,000 $5,208 Doon Waterloo $1,025,000 $250,000 $5,208 Niagara on the Lake Niagara $1,030,000 $250,000 $5,208 Milton Halton $1,030,000 $250,000 $5,208 Guelph Eramosa Wellington $1,030,000 $250,000 $5,208 Springwater Simcoe $1,071,500 $250,000 $5,208 Bradford West Gwillimbury Simcoe $1,100,000 $275,000 $5,729 Uxbridge Durham $1,130,000 $275,000 $5,729 Newmarket York $1,165,000 $275,000 $5,729 Erin Wellington $1,210,000 $300,000 $6,250 East York Toronto $1,230,389 $300,000 $6,250 Caledon Peel $1,250,000 $300,000 $6,250 Whitchurch Stouffville York $1,255,000 $300,000 $6,250 Vaughan York $1,276,000 $300,000 $6,250 Mono Dufferin $1,294,500 $300,000 $6,250 Aurora York $1,300,000 $300,000 $6,250 East Gwillimbury York $1,304,000 $300,000 $6,250 Richmond Hill York $1,311,000 $325,000 $6,771 Markham York $1,338,800 $325,000 $6,771 Puslinch Wellington $1,379,097 $325,000 $6,771 Oakville Halton $1,385,000 $325,000 $6,771 Muskoka Lakes Muskoka $1,425,000 $350,000 $7,292 King York $1,785,888 $425,000 $8,854 Ontario Areas You Can Afford Area Division Median Sold Price 2023 Min Income Required Deep River Renfrew $ 322,250 $75,000 Chatham Kent Chatham Kent $ 332,500 $100,000 Hawkesbury Prescott and Russell $ 335,000 $100,000 Laurentian Valley Renfrew $ 340,000 $100,000 West Nipissing Nipissing $ 375,000 $100,000 Powassan Parry Sound $ 380,000 $100,000 Whitewater Region Renfrew $ 398,000 $100,000 North Bay Nipissing $ 401,950 $100,000 North Glengarry Stormont Dundas and Glengarry $ 405,000 $100,000 North Frontenac Frontenac $ 406,000 $100,000 Smiths Falls Lanark $ 409,950 $100,000 Bonfield Nipissing $ 410,000 $100,000 South Dundas Stormont Dundas and Glengarry $ 418,000 $100,000 South Stormont Stormont Dundas and Glengarry $ 420,000 $100,000 West Elgin Elgin $ 429,900 $100,000 South Huron Huron $ 429,900 $100,000 Magnetawan Parry Sound $ 430,000 $100,000 Arran Elderslie Bruce $ 430,000 $100,000 Brockville Leeds and Grenville $ 431,750 $100,000 Addington Highlands Lennox and Addington $ 437,000 $125,000 Owen Sound Grey $ 439,000 $125,000 Alfred and Plantagenet Prescott and Russell $ 447,500 $125,000 Highlands East Haliburton $ 456,200 $125,000 Elizabethtown Kitley Leeds and Grenville $ 465,000 $125,000 Augusta Leeds and Grenville $ 465,000 $125,000 Greater Sudbury Sudbury $ 470,000 $125,000 Champlain Prescott and Russell $ 470,000 $125,000 Armour Parry Sound $ 473,750 $125,000 Huron East Huron $ 474,950 $125,000 Central Frontenac Frontenac $ 477,000 $125,000 Tweed Hastings $ 480,000 $125,000 South Glengarry Stormont Dundas and Glengarry $ 480,000 $125,000 Southwest Middlesex Middlesex $ 480,250 $125,000 Marmora and Lake Hastings $ 485,000 $125,000 North Huron Huron $ 486,250 $125,000 Petawawa Renfrew $ 490,000 $125,000 Madawaska Valley Renfrew $ 494,000 $125,000 Greater Napanee Lennox and Addington $ 494,000 $125,000 Port Colborne Niagara $ 499,900 $125,000 Bells Corners Ottawa $ 499,950 $125,000 Bancroft Hastings $ 499,950 $125,000 Windsor Parry Sound $ 500,000 $125,000 Cornwall Essex $ 500,000 $125,000 McDougall Stormont Dundas and Glengarry $ 500,000 $125,000 Arnprior Renfrew $ 502,450 $125,000 Perth Lanark $ 505,000 $125,000 West Perth Perth $ 520,000 $125,000 Hanover Grey $ 520,000 $125,000 Goderich Huron $ 525,000 $125,000 Dutton Dunwich Elgin $ 525,000 $125,000 The Nation Prescott and Russell $ 528,500 $125,000 Quinte West Hastings $ 535,000 $125,000 Central Huron Huron $ 535,500 $125,000 Stirling Rawdon Hastings $ 539,900 $125,000 Clarence Rockland Prescott and Russell $ 540,000 $125,000 Rideau Lakes Leeds and Grenville $ 542,500 $125,000 Leeds and the Thousand Islands Leeds and Grenville $ 544,900 $150,000 Trent Hills Northumberland $ 547,500 $150,000 Belleville Hastings $ 550,000 $150,000 St Thomas Elgin $ 557,000 $150,000 Brockton Bruce $ 557,500 $150,000 North Dundas Stormont Dundas and Glengarry $ 557,550 $150,000 Bayridge Frontenac $ 558,750 $150,000 Vanier Ottawa $ 564,000 $150,000 Callander Parry Sound $ 565,000 $150,000 Carleton Place Lanark $ 566,546 $150,000 Havelock Belmont Methuen Peterborough $ 567,500 $150,000 Lanark Highlands Lanark $ 568,000 $150,000 Ashfield Colborne Wawanosh Huron $ 569,000 $150,000 Centre Hastings Hastings $ 570,000 $150,000 Lucan Biddulph Middlesex $ 572,500 $150,000 Loyalist Lennox and Addington $ 575,000 $150,000 Hastings Highlands Hastings $ 575,000 $150,000 South Bruce Peninsula Bruce $ 578,075 $150,000 Northern Bruce Peninsula Bruce $ 580,000 $150,000 Midland Simcoe $ 580,000 $150,000 Fort Erie Niagara $ 580,000 $150,000 Malahide Elgin $ 582,818 $150,000 Wellington North Wellington $ 585,000 $150,000 St Marys Perth $ 585,000 $150,000 Tay Simcoe $ 598,500 $150,000 Welland Niagara $ 600,000 $150,000 St Catharines Niagara $ 600,000 $150,000 North Middlesex Middlesex $ 600,000 $150,000 Kingston Frontenac $ 600,000 $150,000 Ingersoll Oxford $ 600,000 $150,000 West Grey Grey $ 605,000 $150,000 Minto Wellington $ 605,000 $150,000 Tillsonburg Oxford $ 610,000 $150,000 Norfolk County Norfolk $ 610,000 $150,000 London Middlesex $ 610,000 $150,000 Stone Mills Lennox and Addington $ 615,000 $150,000 Peterborough Peterborough $ 615,000 $150,000 Stratford Perth $ 620,000 $150,000 Otonabee South Monaghan Peterborough $ 620,000 $150,000 Orleans Ottawa $ 620,000 $150,000 Orillia Simcoe $ 620,000 $150,000 Asphodel Norwood Peterborough $ 620,000 $150,000 Russell Prescott and Russell $ 625,000 $150,000 Cramahe Northumberland $ 625,000 $150,000 Minden Hills Haliburton $ 627,000 $150,000 Woodstock Oxford $ 630,000 $150,000 Laurentian Hills Renfrew $ 630,000 $150,000 Kincardine Bruce $ 631,500 $150,000 Strathroy Caradoc Middlesex $ 632,500 $150,000 South Frontenac Frontenac $ 635,000 $150,000 Ottawa Ottawa $ 635,000 $150,000 Niagara Falls Niagara $ 635,000 $150,000 Penetanguishene Simcoe $ 637,500 $150,000 Lambton Shores Lambton $ 640,000 $150,000 Bluewater Huron $ 640,000 $150,000 Barrhaven Ottawa $ 641,500 $150,000 Mississippi Mills Lanark $ 644,950 $150,000 Tyendinaga Hastings $ 645,000 $150,000 Tay Valley Lanark $ 645,000 $150,000 Brighton Northumberland $ 645,000 $150,000 North Grenville Leeds and Grenville $ 649,950 $150,000 North Perth Perth $ 650,000 $150,000 Grantham Niagara $ 650,000 $175,000 Brantford Brant $ 650,000 $175,000 Southgate Grey $ 659,250 $175,000 Thorold Niagara $ 660,000 $175,000 Huron Kinloss Bruce $ 664,750 $175,000 Georgian Bluffs Grey $ 675,000 $175,000 Cobourg Northumberland $ 675,000 $175,000 Chatsworth Grey $ 675,000 $175,000 Algonquin Highlands Haliburton $ 675,000 $175,000 Zorra Oxford $ 677,500 $175,000 Saugeen Shores Bruce $ 679,900 $175,000 Thunder Bay Thunder Bay $ 680,000 $175,000 Hamilton Hamilton $ 680,000 $175,000 Kanata Ottawa $ 681,000 $175,000 Drummond North Elmsley Lanark $ 682,250 $175,000 Bracebridge Muskoka $ 682,500 $175,000 Ramara Simcoe $ 685,000 $175,000 Perth East Perth $ 685,000 $175,000 Howick Huron $ 685,000 $175,000 Bayham Elgin $ 685,000 $175,000 Norwich Oxford $ 690,000 $175,000 Brock Bruce $ 692,000 $175,000 Wasaga Beach Simcoe $ 695,000 $175,000 Gravenhurst Muskoka $ 695,000 $175,000 Huntsville Muskoka $ 696,000 $175,000 Southwold Elgin $ 696,250 $175,000 Severn Simcoe $ 699,000 $175,000 Kitchener Waterloo $ 701,000 $175,000 East Ferris Nipissing $ 705,100 $175,000 Lincoln Niagara $ 705,250 $175,000 Haldimand County Haldimand $ 713,000 $175,000 Central Elgin Elgin $ 715,000 $175,000 Grey Highlands Grey $ 722,500 $175,000 Selwyn Peterborough $ 725,000 $175,000 Essa Simcoe $ 730,000 $175,000 Beamsville Niagara $ 730,000 $175,000 Barrie Simcoe $ 734,450 $175,000 Cambridge Waterloo $ 734,889 $175,000 Port Hope Northumberland $ 738,650 $175,000 Douro Dummer Peterborough $ 740,000 $175,000 Meaford Grey $ 741,000 $175,000 Waterloo Waterloo $ 741,500 $175,000 South West Oxford Oxford $ 745,000 $175,000 East Zorra Tavistock Oxford $ 745,000 $200,000 Shelburne Dufferin $ 762,500 $200,000 Cavan Monaghan Peterborough $ 767,500 $200,000 Wainfleet Niagara $ 768,500 $200,000 West Lincoln Niagara $ 771,000 $200,000 Guelph Wellington $ 775,000 $200,000 Collingwood Simcoe $ 775,000 $200,000 Alnwick Haldimand Northumberland $ 779,500 $200,000 Grimsby Niagara $ 780,000 $200,000 Centre Wellington Wellington $ 780,000 $200,000 Dysart et al Haliburton $ 781,260 $200,000 Old Toronto Toronto $ 785,000 $200,000 Orangeville Dufferin $ 790,000 $200,000 Fonthill Niagara $ 790,000 $200,000 Tiny Simcoe $ 790,500 $200,000 Blandford Blenheim Oxford $ 794,000 $200,000 Mapleton Wellington $ 800,000 $200,000 Beckwith Lanark $ 804,000 $200,000 Forest Heights Waterloo $ 805,350 $200,000 Bridgeport Waterloo $ 810,000 $200,000 Oshawa Durham $ 810,750 $200,000 New Tecumseth Simcoe $ 815,000 $200,000 Dundas Hamilton $ 820,000 $200,000 Stoney Creek Hamilton $ 821,000 $200,000 Glanbrook Hamilton $ 822,000 $200,000 Wilmot Waterloo $ 828,844 $200,000 Grand Valley Dufferin $ 834,250 $200,000 Seguin Parry Sound $ 836,000 $200,000 Georgian Bay Muskoka $ 837,000 $200,000 North York Toronto $ 840,000 $200,000 Innisfil Simcoe $ 842,000 $200,000 Clarington Durham $ 842,000 $200,000 North Kawartha Peterborough $ 849,900 $200,000 Etobicoke Toronto $ 850,000 $200,000 Thames Centre Middlesex $ 854,950 $200,000 Georgina York $ 855,000 $200,000 LaSalle Essex $ 855,750 $200,000 Madoc Hastings $ 858,000 $200,000 Wellesley Waterloo $ 860,000 $200,000 Trent Lakes Peterborough $ 860,000 $225,000 Woolwich Waterloo $ 870,000 $225,000 Clearview Simcoe $ 879,000 $225,000 Middlesex Centre Middlesex $ 885,000 $225,000 Pelham Niagara $ 889,000 $225,000 Scugog Durham $ 892,500 $225,000 Hamilton Township Northumberland $ 899,900 $225,000 Scarborough Toronto $ 905,000 $225,000 The Blue Mountains Grey $ 915,000 $225,000 Lake of Bays Muskoka $ 919,950 $225,000 Whitestone Parry Sound $ 925,000 $225,000 North Dumfries Waterloo $ 925,000 $225,000 Grand River Waterloo $ 926,500 $225,000 Pickering Durham $ 955,000 $225,000 Mississauga Peel $ 955,000 $225,000 Burlington Durham $ 980,000 $225,000 Ajax Halton $ 980,000 $225,000 Flamborough Hamilton $ 985,000 $225,000 York Toronto $ 987,100 $250,000 Whitby Durham $ 995,000 $250,000 Halton Hills Halton $ 1,000,000 $250,000 Ancaster Hamilton $ 1,005,000 $250,000 Brampton Peel $ 1,015,000 $250,000 Doon Waterloo $ 1,025,000 $250,000 Niagara on the Lake Niagara $ 1,030,000 $250,000 Milton Wellington $ 1,030,000 $250,000 Guelph Eramosa Halton $ 1,030,000 $250,000 Springwater Simcoe $ 1,071,500 $250,000 Bradford West Gwillimbury Simcoe $ 1,100,000 $275,000 Uxbridge Durham $ 1,130,000 $275,000 Newmarket York $ 1,165,000 $275,000 Erin Wellington $ 1,210,000 $300,000 East York Toronto $ 1,230,389 $300,000 Caledon Peel $ 1,250,000 $300,000 Whitchurch Stouffville York $ 1,255,000 $300,000 Vaughan York $ 1,276,000 $300,000 Mono Dufferin $ 1,294,500 $300,000 Aurora York $ 1,300,000 $300,000 East Gwillimbury York $ 1,304,000 $300,000 Richmond Hill York $ 1,311,000 $325,000 Markham York $ 1,338,800 $325,000 Puslinch Wellington $ 1,379,097 $325,000 Oakville Halton $ 1,385,000 $325,000 Muskoka Lakes Muskoka $ 1,425,000 $350,000 King York $1,785,888 $425,000 Ontario’s Most Affordable Areas Ranking We’ve ranked every area in the province from lowest to highest median home prices from Q1 2023 and Q1 2022 Area Division Median Sold Price 2023 Min Income Required Max Mortgage Monthly Payment Deep River Renfrew $322,250 $75,000 $1,563 Chatham Kent Chatham Kent $332,500 $100,000 $2,083 Hawkesbury Prescott and Russell $335,000 $100,000 $2,083 Laurentian Valley Renfrew $340,000 $100,000 $2,083 West Nipissing Nipissing $375,000 $100,000 $2,083 Powassan Parry Sound $380,000 $100,000 $2,083 Whitewater Region Renfrew $398,000 $100,000 $2,083 North Bay Nipissing $401,950 $100,000 $2,083 North Glengarry Stormont Dundas and Glengarry $405,000 $100,000 $2,083 North Frontenac Frontenac $406,000 $100,000 $2,083 Smiths Falls Lanark $409,950 $100,000 $2,083 Bonfield Nipissing $410,000 $100,000 $2,083 South Dundas Stormont Dundas and Glengarry $418,000 $100,000 $2,083 South Stormont Stormont Dundas and Glengarry $420,000 $100,000 $2,083 West Elgin Elgin $429,900 $100,000 $2,083 South Huron Huron $429,900 $100,000 $2,083 Magnetawan Parry Sound $430,000 $100,000 $2,083 Arran Elderslie Bruce $430,000 $100,000 $2,083 Brockville Leeds and Grenville $431,750 $100,000 $2,083 Addington Highlands Lennox and Addington $437,000 $125,000 $2,604 Owen Sound Grey $439,000 $125,000 $2,604 Alfred and Plantagenet Prescott and Russell $447,500 $125,000 $2,604 Highlands East Haliburton $456,200 $125,000 $2,604 Elizabethtown Kitley Leeds and Grenville $465,000 $125,000 $2,604 Augusta Leeds and Grenville $465,000 $125,000 $2,604 Greater Sudbury Sudbury $470,000 $125,000 $2,604 Champlain Prescott and Russell $470,000 $125,000 $2,604 Armour Parry Sound $473,750 $125,000 $2,604 Huron East Huron $474,950 $125,000 $2,604 Central Frontenac Frontenac $477,000 $125,000 $2,604 Tweed Hastings $480,000 $125,000 $2,604 South Glengarry Stormont Dundas and Glengarry $480,000 $125,000 $2,604 Southwest Middlesex Middlesex $480,250 $125,000 $2,604 Marmora and Lake Hastings $485,000 $125,000 $2,604 North Huron Huron $486,250 $125,000 $2,604 Petawawa Renfrew $490,000 $125,000 $2,604 Madawaska Valley Renfrew $494,000 $125,000 $2,604 Greater Napanee Lennox and Addington $494,000 $125,000 $2,604 Port Colborne Niagara $499,900 $125,000 $2,604 Bells Corners Ottawa $499,950 $125,000 $2,604 Bancroft Hastings $499,950 $125,000 $2,604 Windsor Essex $500,000 $125,000 $2,604 Cornwall Stormont Dundas and Glengarry $500,000 $125,000 $2,604 McDougall Parry Sound $500,000 $125,000 $2,604 Arnprior Renfrew $502,450 $125,000 $2,604 Perth Lanark $505,000 $125,000 $2,604 West Perth Perth $520,000 $125,000 $2,604 Hanover Grey $520,000 $125,000 $2,604 Goderich Huron $525,000 $125,000 $2,604 Dutton Dunwich Elgin $525,000 $125,000 $2,604 The Nation Prescott and Russell $528,500 $125,000 $2,604 Quinte West Hastings $535,000 $125,000 $2,604 Central Huron Huron $535,500 $125,000 $2,604 Stirling Rawdon Hastings $539,900 $125,000 $2,604 Clarence Rockland Prescott and Russell $540,000 $125,000 $2,604 Rideau Lakes Leeds and Grenville $542,500 $125,000 $2,604 Leeds and the Thousand Islands Leeds and Grenville $544,900 $150,000 $3,125 Trent Hills Northumberland $547,500 $150,000 $3,125 Belleville Hastings $550,000 $150,000 $3,125 St Thomas Elgin $557,000 $150,000 $3,125 Brockton Bruce $557,500 $150,000 $3,125 North Dundas Stormont Dundas and Glengarry $557,550 $150,000 $3,125 Bayridge Frontenac $558,750 $150,000 $3,125 Vanier Ottawa $564,000 $150,000 $3,125 Callander Parry Sound $565,000 $150,000 $3,125 Carleton Place Lanark $566,546 $150,000 $3,125 Havelock Belmont Methuen Peterborough $567,500 $150,000 $3,125 Lanark Highlands Lanark $568,000 $150,000 $3,125 Ashfield Colborne Wawanosh Huron $569,000 $150,000 $3,125 Centre Hastings Hastings $570,000 $150,000 $3,125 Lucan Biddulph Middlesex $572,500 $150,000 $3,125 Loyalist Lennox and Addington $575,000 $150,000 $3,125 Hastings Highlands Hastings $575,000 $150,000 $3,125 South Bruce Peninsula Bruce $578,075 $150,000 $3,125 Northern Bruce Peninsula Bruce $580,000 $150,000 $3,125 Midland Simcoe $580,000 $150,000 $3,125 Fort Erie Niagara $580,000 $150,000 $3,125 Malahide Elgin $582,818 $150,000 $3,125 Wellington North Wellington $585,000 $150,000 $3,125 St Marys Perth $585,000 $150,000 $3,125 Tay Simcoe $598,500 $150,000 $3,125 Welland Niagara $600,000 $150,000 $3,125 St Catharines Niagara $600,000 $150,000 $3,125 North Middlesex Middlesex $600,000 $150,000 $3,125 Kingston Frontenac $600,000 $150,000 $3,125 Ingersoll Oxford $600,000 $150,000 $3,125 West Grey Grey $605,000 $150,000 $3,125 Minto Wellington $605,000 $150,000 $3,125 Tillsonburg Oxford $610,000 $150,000 $3,125 Norfolk County Norfolk $610,000 $150,000 $3,125 London Middlesex $610,000 $150,000 $3,125 Stone Mills Lennox and Addington $615,000 $150,000 $3,125 Peterborough Peterborough $615,000 $150,000 $3,125 Stratford Perth $620,000 $150,000 $3,125 Otonabee South Monaghan Peterborough $620,000 $150,000 $3,125 Orleans Ottawa $620,000 $150,000 $3,125 Orillia Simcoe $620,000 $150,000 $3,125 Asphodel Norwood Peterborough $620,000 $150,000 $3,125 Russell Prescott and Russell $625,000 $150,000 $3,125 Cramahe Northumberland $625,000 $150,000 $3,125 Minden Hills Haliburton $627,000 $150,000 $3,125 Woodstock Oxford $630,000 $150,000 $3,125 Laurentian Hills Renfrew $630,000 $150,000 $3,125 Kincardine Bruce $631,500 $150,000 $3,125 Strathroy Caradoc Middlesex $632,500 $150,000 $3,125 South Frontenac Frontenac $635,000 $150,000 $3,125 Ottawa Ottawa $635,000 $150,000 $3,125 Niagara Falls Niagara $635,000 $150,000 $3,125 Penetanguishene Simcoe $637,500 $150,000 $3,125 Lambton Shores Lambton $640,000 $150,000 $3,125 Bluewater Huron $640,000 $150,000 $3,125 Barrhaven Ottawa $641,500 $150,000 $3,125 Mississippi Mills Lanark $644,950 $150,000 $3,125 Tyendinaga Hastings $645,000 $150,000 $3,125 Tay Valley Lanark $645,000 $150,000 $3,125 Brighton Northumberland $645,000 $150,000 $3,125 North Grenville Leeds and Grenville $649,950 $150,000 $3,125 North Perth Perth $650,000 $150,000 $3,125 Grantham Niagara $650,000 $175,000 $3,646 Brantford Brant $650,000 $175,000 $3,646 Southgate Grey $659,250 $175,000 $3,646 Thorold Niagara $660,000 $175,000 $3,646 Huron Kinloss Bruce $664,750 $175,000 $3,646 Georgian Bluffs Grey $675,000 $175,000 $3,646 Cobourg Northumberland $675,000 $175,000 $3,646 Chatsworth Grey $675,000 $175,000 $3,646 Algonquin Highlands Haliburton $675,000 $175,000 $3,646 Zorra Oxford $677,500 $175,000 $3,646 Saugeen Shores Bruce $679,900 $175,000 $3,646 Thunder Bay Thunder Bay $680,000 $175,000 $3,646 Hamilton Hamilton $680,000 $175,000 $3,646 Kanata Ottawa $681,000 $175,000 $3,646 Drummond North Elmsley Lanark $682,250 $175,000 $3,646 Bracebridge Muskoka $682,500 $175,000 $3,646 Ramara Simcoe $685,000 $175,000 $3,646 Perth East Perth $685,000 $175,000 $3,646 Howick Huron $685,000 $175,000 $3,646 Bayham Elgin $685,000 $175,000 $3,646 Norwich Oxford $690,000 $175,000 $3,646 Brock Bruce $692,000 $175,000 $3,646 Wasaga Beach Simcoe $695,000 $175,000 $3,646 Gravenhurst Muskoka $695,000 $175,000 $3,646 Huntsville Muskoka $696,000 $175,000 $3,646 Southwold Elgin $696,250 $175,000 $3,646 Severn Simcoe $699,000 $175,000 $3,646 Kitchener Waterloo $701,000 $175,000 $3,646 East Ferris Nipissing $705,100 $175,000 $3,646 Lincoln Niagara $705,250 $175,000 $3,646 Haldimand County Haldimand $713,000 $175,000 $3,646 Central Elgin Elgin $715,000 $175,000 $3,646 Grey Highlands Grey $722,500 $175,000 $3,646 Selwyn Peterborough $725,000 $175,000 $3,646 Essa Simcoe $730,000 $175,000 $3,646 Beamsville Niagara $730,000 $175,000 $3,646 Barrie Simcoe $734,450 $175,000 $3,646 Cambridge Waterloo $734,889 $175,000 $3,646 Port Hope Northumberland $738,650 $175,000 $3,646 Douro Dummer Peterborough $740,000 $175,000 $3,646 Meaford Grey $741,000 $175,000 $3,646 Waterloo Waterloo $741,500 $175,000 $3,646 South West Oxford Oxford $745,000 $175,000 $3,646 East Zorra Tavistock Oxford $745,000 $200,000 $4,167 Shelburne Dufferin $762,500 $200,000 $4,167 Cavan Monaghan Peterborough $767,500 $200,000 $4,167 Wainfleet Niagara $768,500 $200,000 $4,167 West Lincoln Niagara $771,000 $200,000 $4,167 Guelph Wellington $775,000 $200,000 $4,167 Collingwood Simcoe $775,000 $200,000 $4,167 Alnwick Haldimand Northumberland $779,500 $200,000 $4,167 Grimsby Niagara $780,000 $200,000 $4,167 Centre Wellington Wellington $780,000 $200,000 $4,167 Dysart et al Haliburton $781,260 $200,000 $4,167 Old Toronto Toronto $785,000 $200,000 $4,167 Orangeville Dufferin $790,000 $200,000 $4,167 Fonthill Niagara $790,000 $200,000 $4,167 Tiny Simcoe $790,500 $200,000 $4,167 Blandford Blenheim Oxford $794,000 $200,000 $4,167 Mapleton Wellington $800,000 $200,000 $4,167 Beckwith Lanark $804,000 $200,000 $4,167 Forest Heights Waterloo $805,350 $200,000 $4,167 Bridgeport Waterloo $810,000 $200,000 $4,167 Oshawa Durham $810,750 $200,000 $4,167 New Tecumseth Simcoe $815,000 $200,000 $4,167 Dundas Hamilton $820,000 $200,000 $4,167 Stoney Creek Hamilton $821,000 $200,000 $4,167 Glanbrook Hamilton $822,000 $200,000 $4,167 Wilmot Waterloo $828,844 $200,000 $4,167 Grand Valley Dufferin $834,250 $200,000 $4,167 Seguin Parry Sound $836,000 $200,000 $4,167 Georgian Bay Muskoka $837,000 $200,000 $4,167 North York Toronto $840,000 $200,000 $4,167 Innisfil Simcoe $842,000 $200,000 $4,167 Clarington Durham $842,000 $200,000 $4,167 North Kawartha Peterborough $849,900 $200,000 $4,167 Etobicoke Toronto $850,000 $200,000 $4,167 Thames Centre Middlesex $854,950 $200,000 $4,167 Georgina York $855,000 $200,000 $4,167 LaSalle Essex $855,750 $200,000 $4,167 Madoc Hastings $858,000 $200,000 $4,167 Wellesley Waterloo $860,000 $200,000 $4,167 Trent Lakes Peterborough $860,000 $225,000 $4,688 Woolwich Waterloo $870,000 $225,000 $4,688 Clearview Simcoe $879,000 $225,000 $4,688 Middlesex Centre Middlesex $885,000 $225,000 $4,688 Pelham Niagara $889,000 $225,000 $4,688 Scugog Durham $892,500 $225,000 $4,688 Hamilton Township Northumberland $899,900 $225,000 $4,688 Scarborough Toronto $905,000 $225,000 $4,688 The Blue Mountains Grey $915,000 $225,000 $4,688 Lake of Bays Muskoka $919,950 $225,000 $4,688 Whitestone Parry Sound $925,000 $225,000 $4,688 North Dumfries Waterloo $925,000 $225,000 $4,688 Grand River Waterloo $926,500 $225,000 $4,688 Pickering Durham $955,000 $225,000 $4,688 Mississauga Halton $980,000 $225,000 $5,208 Burlington Durham $980,000 $225,000 $5,208 Ajax Hamilton $985,000 $225,000 $5,208 Flamborough Toronto $987,100 $225,000 $5,208 York Peel $955,000 $250,000 $5,208 Whitby Durham $995,000 $250,000 $5,208 Halton Hills Halton $1,000,000 $250,000 $5,208 Ancaster Hamilton $1,005,000 $250,000 $5,208 Brampton Peel $1,015,000 $250,000 $5,208 Doon Waterloo $1,025,000 $250,000 $5,208 Niagara on the Lake Niagara $1,030,000 $250,000 $5,208 Milton Halton $1,030,000 $250,000 $5,208 Guelph Eramosa Wellington $1,030,000 $250,000 $5,208 Springwater Simcoe $1,071,500 $250,000 $5,208 Bradford West Gwillimbury Simcoe $1,100,000 $275,000 $5,729 Uxbridge Durham $1,130,000 $275,000 $5,729 Newmarket York $1,165,000 $275,000 $5,729 Erin Wellington $1,210,000 $300,000 $6,250 East York Toronto $1,230,389 $300,000 $6,250 Caledon Peel $1,250,000 $300,000 $6,250 Whitchurch Stouffville York $1,255,000 $300,000 $6,250 Vaughan York $1,276,000 $300,000 $6,250 Mono Dufferin $1,294,500 $300,000 $6,250 Aurora York $1,300,000 $300,000 $6,250 East Gwillimbury York $1,304,000 $300,000 $6,250 Richmond Hill York $1,311,000 $325,000 $6,771 Markham York $1,338,800 $325,000 $6,771 Puslinch Wellington $1,379,097 $325,000 $6,771 Oakville Halton $1,385,000 $325,000 $6,771 Muskoka Lakes Muskoka $1,425,000 $350,000 $7,292 King York $1,785,888 $425,000 $8,854 Sources: Five-year fixed mortgage rate provided by Rocket Mortgage as of July 5, 2023. Maximum affordable monthly mortgage payment is based on a household spending no more than 25% of its pre-tax income on payments. Home prices collected from local real estate boards for Q1 2023 and Q1 2022.
