Nestled in the heart of downtown St. Catharines, this beautifully crafted 3-bedroom, 2-bath character home seamlessly blends timeless charm with modern updates. From the moment you arrive, you'll be captivated by its curb appeal and welcoming warmth. Step inside to a cozy main floor living room featuring a classic fireplace perfect for relaxing evenings. The open-concept dining room and kitchen make entertaining effortless, with stainless steel appliances, gas stove, and thoughtful design touches throughout. A spacious mudroom off the back provides everyday convenience and leads you to a fully fenced backyard oasis with mature trees and lush landscaping ideal for family gatherings, pets, or simply unwinding outdoors. Car enthusiasts and hobbyists will love the detached double-car garage, complemented by a private double driveway offering ample parking. The full lower level awaits your finishing touches. Whether you're seeking character, comfort, or convenience, 86 Wiley Street delivers it all just steps away from the vibrant energy of downtown shops, dining, and amenities. Don't miss this rare opportunity to own a true gem in the city's core!