{"id":315038,"date":"2026-03-02T12:04:36","date_gmt":"2026-03-02T17:04:36","guid":{"rendered":"https:\/\/wahi.com\/ca\/en\/?p=315038"},"modified":"2026-03-02T12:04:38","modified_gmt":"2026-03-02T17:04:38","slug":"why-these-housing-markets-are-canadas-most-stable-right-now","status":"publish","type":"post","link":"https:\/\/wahi.com\/ca\/en\/learning-centre\/real-estate-101\/buy\/most-stable-canadian-housing-markets\/","title":{"rendered":"Why These Housing Markets Are Canada\u2019s Most Stable Right Now"},"content":{"rendered":"

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Ottawa and Calgary have started the year out showing strong signs of stability while other major markets are either mired in corrections or, in some cases, continuing to heat up. <\/span><\/p>\n

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By Josh Sherman<\/a> | 3 minute read<\/p>\n

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As major Canadian housing markets on the west coast and southern Ontario experience price corrections, and several environs in the prairies and Quebec see home values push even higher, Calgary and Ottawa remain pictures of stability.\u00a0<\/span><\/p>\n

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In January, Calgary home prices edged 2% higher than a year ago, while Ottawa values were up 1% over the same period, according to the <\/span>latest reading<\/span><\/a> of the RPS-Wahi House Price Index. <\/span>
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<\/span>These numbers fall short of <\/span>Canada\u2019s most resilient housing markets<\/span><\/a> \u2014 prices in January surged 14% annually in Quebec City, 11% in Regina, and 9% in Montreal \u2014\u00a0 but they\u2019re also a far cry from the depths plumbed in the Lower Mainland and the Toronto region. Last month, the Greater Toronto Area led all 13 markets tracked by the RPS-Wahi House Price Index for declines, with values plunging 6% annually. Hamilton and Victoria followed with 5% declines, while Vancouver prices were down 4%.\u00a0<\/span><\/p>\n

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Calgary and Ottawa have been spared the worst of the corrections working through the Greater Toronto and Hamilton Area and Vancouver thanks, in part, to their limited exposure to the condo-investor segment. \u201cOttawa seems to be driven more by people buying homes to live in as opposed to investors chasing rapid appreciation,\u201d says Tami Eades, president of the Ottawa Real Estate Board. \u201cOttawa\u2019s housing market, it truly really reflects the fundamentals of our local economy.\u201d
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Ottawa\u2019s status as the nation\u2019s capital has insulated its real estate market from negative shocks to the labour market. \u201cWe were less exposed to the private sector layoffs or industry shocks,\u201d she tells Wahi. Essentially when employment is stable, housing markets tend to be stable, so Ottawa does benefit from one of the most secure employment bases in the country.\u201d<\/span><\/p>\n

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